Stop losing money.
Start collecting.

Your customers owe you lakhs. One tap WhatsApp reminder with your UPI ID and they pay instantly.

Download on Play Store
CollectPay App

Not just tracking. Actual recovery.

Other apps help you write. CollectPay helps you collect.

One-Tap Recovery

Send a WhatsApp reminder with your UPI link. Customer taps, pays, done. No awkward phone calls.

Earn on Late Payments

Set interest rate once. It adds daily, weekly, or monthly. You earn on every delayed payment automatically.

Split into Easy EMIs

Customer can't pay ₹50,000 at once? Split into monthly installments. Track every payment automatically.

Instant Proof

Send SMS to customer when you record a credit. They have proof on their phone. No one can deny it later.

Reports & PDF

Download collection summary, top defaulters, overdue aging. Share customer statements as PDF via WhatsApp.

Cash In / Cash Out

Track your daily business cash flow alongside customer dues. Complete money picture in one app.

Trusted by Indian business owners

★★★★★
"I had ₹3 lakh stuck with customers. CollectPay helped me send reminders to all of them in one day. Recovered ₹1.8 lakh in the first week."
R
Rajesh Kumar
Hardware Shop, Lucknow
★★★★★
"The interest calculation feature is amazing. Earlier I used to calculate manually. Now it's automatic. Saved me hours every month."
S
Sunita Patel
Textile Shop, Surat
★★★★★
"My customers used to deny taking credit. Now I send them SMS the moment I record the entry. No more disputes."
V
Venkat Reddy
Grocery Store, Hyderabad

Frequently asked questions

Most apps just track credit. CollectPay recovers it. We auto-calculate interest on late payments, split dues into EMIs, and send WhatsApp reminders with your UPI link so customers can pay instantly. No other app does all three.

Yes. Unlimited customers, interest calculation, EMI tracking, reports, cash book — all free. You only buy coins when you want to send bulk WhatsApp reminders. No subscription. No hidden fees.

Yes. Set the interest rate and frequency (daily, weekly, monthly, etc.) per customer. CollectPay automatically calculates and adds interest to their outstanding balance. You see principal, interest, and total breakdown clearly.

Tap WhatsApp or SMS on any customer. The message includes their outstanding amount and your UPI ID. WhatsApp messages are sent from your own number. SMS is sent from your phone directly. Customers see your number, not a random company number.

When you record a credit entry, you can send an SMS to the customer with the amount and your business name. They have proof on their phone. No one can deny it later.

Start recovering your money today

Join thousands of Indian business owners who use CollectPay

Download on Play Store